A Brief Guide When Shopping For Personal Loans Free PLR Article Sometimes you need extra money for unexpected expenses like car repairs, unexpected bills, health expenses, school expenses, or a myriad of other reasons. Where do you go to get Personal loans are available from many different companies and lenders for consumers today whether you have good or bad credit. Your first place to try to get a personal loan is from a bank or credit union. Many times, they can offer you a ...
American Express Blue Style And Status In One Affordable Free PLR Article American Express Blue Style And Status In One Affordable Package Once upon a time a credit card was perceived to be nothing more than a piece of plastic used as a of plastic used as a convenient form of payment, and it was quite common for a consumer to stick to the same credit card for many, many years. This has changed. The fierce competition between credit card issuers and the concomitant ...
Maintaining An Optimal Balance Free PLR Article Once solely restricted to the wealthy, now almost any one can obtain a credit card including the most favored, first year college students. Its no wonder then that U.S. consumer credit card ...
Fico Frequently Asked Questions Free PLR Article So, you have decided to consolidate your debts and are trying to improve your credit score. Youve received the credit report, gone through it, and everything looks pretty much in order. Do you your credit score. What specifically is a credit score and what can it say about a consumer? A credit score is a numerical calculation based on many different factors. The score can be anywhere between 350 and 850. The lower the number, the worse ...
Inflation Worries Cause Mortgage Rates to Rise Free PLR Article Inflation worries, lead by reports of a jump in consumer spending November along with a rise in inflation during the same period, have caused major lending institutions to raise consumer spending in the months to come as the worry over the housing market and credit markets persist. Much of the reason that the housing market is in such a slump is due to the fact that sub-prime credit is becoming harder to obtain in many ...
How to Get Your First Mortgage Free PLR Article When it comes to lifetime markers getting a first mortgage is a major event. With a mortgage youre magically transformed from occupant to owner and from tenant to titleholder. Applying for a ago you can see a marked difference. It used to take days if not weeks to obtain a credit report. Meanwhile a mortgage lender could not act on a loan application because information regarding debts and credit history were simply missing so loan use the credit scoring system developed by industry-pioneer Fair Isaac to evaluate consumer credit. With credit scoring, a rigorous mathematical profile drawn from a huge number of credit reports is used to measure credit history and thus... ...
Buying A Home After Bankruptcy How Long Should You Free PLR Article Buying A Home After Bankruptcy How Long Should You Wait To Buy? Individuals interested in purchasing their own home strive to maintain a positive credit rating. This is cause a person to file bankruptcy. These include excess credit card and consumer debt, high medical bills, etc. Lenders determine credit worthiness based on information provided in credit reports. A bankruptcy is a... Buying A Home ...
Three Steps to Getting in the Right Financial Shape to Free PLR Article Three Steps to Getting in the Right Financial Shape to Buy or Refinance a House As a loan officer, I talk to people day in and day out and no matter how diverse my how diverse my clients are I always end up asking the same question: Whats your credit like? The more savvy clients i.e. the ones who have bought or refinanced a home before, know exactly how good their credit is and know that every loan officer a refinance for the first time. In my opinion, there are three important things a consumer can do before applying for a loan, in order to get their finances up to speed. It can take up to six months for your credit report to be updated by the ...
What Do You Do If Your Identitys Been Stolen? Free PLR Article If you suspect that your personal information has been used to commit fraud or theft, take the following four steps right away. Follow up all calls in writing; send your letter received and when; and keep copies for your files. Place a fraud alert on your credit reports and review your credit reports. Contact any one of the nationwide consumer reporting companies to place a fraud alert on your credit report. Fraud ...
Factors of Mortgage Approval Free PLR Article When applying for a mortgage, the lender you have chosen will take many factors into account. These factors not only influence what type of loans you can qualify for but also what your monthly are especially important if you are trying to get a mortgage. The big one is, yep, credit. How good is your credit? Get copies of all of your credit reports from the 3 major consumer reporting companies and check each one for errors. Many times ...